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Can A Family Man With Salary RM3,000 Survive In Malaysia .....!
Can a family man with Salary RM3,000 survive in Malaysia
Let's do some simple calculations here.
In Malaysia , the average family income is RM3,000 /month (where father works, mother doesn't).
I understand there are many families whose monthly income does not reach RM3,000, but, to make things simple, let's take RM3,000 as the figure. Ok lah, right?
Okay, let's start rolling with a family which has Papa, Mama, 1 daughter and 1 son. Ngam-ngam ....
Calculation starts...
Electricity and water bill: RM100
(No air-con, No home theatre, No water heater ... ok?)
Phone bill ( Telekom): RM100
Meals for a happy family: RM775
(3 meals on RM25/day, RM25 for 4 persons...?)
Papa makan / teh-tarik during working hrs: RM155
(RM5/day, RM5 .. can eat what?)
Car repayment: RM400
(A proton saga aeroback, 7 yrs repayment)
Petrol (living in city, traffic-jam): RM300
(go to work, bring son to school, only can afford one car running)
Insurance: RM650
(kids, wife and myself)
House repayment: RM750
(low cost housing repayment for 30 yrs, retired still have to work to pay!)
Tuition: RM80
(got that cheap meh? i don't think so)
Older children pocket money @ school: RM20
(RM1/day, eat bread?)
School fees: RM30
(enough ah?)
School books and etc: RM100
(always got extra to pay in school)
Younger children milk powder: RM50
(cannot have the DHA, BHA, PHA one, expensive)
Miscellaneous:
RM100
(shampoo, rice, sauce, toilet paper)
Oh wait!!! I have to stop here, so...
No Astro,
no movie @ cinema,
no DVD,
no CD,
no online,
cannot KFC,
cannot McDonald,
cannot go Park walk during weekend (petrol expensive),
no chit chat on phone with grandparents, and etc...
Let's use a calculator to total up... WALAO EH! Shit! RM3,610 already... EPF belum potong, income tax lagi........oledi RM3,610 ....
How to survive lah tuan-tuan dan puan-puan sekalian ???
Ada lagi sambungannya tapi tak sesuwei nak dipastekan kat sini.
Hm, kalau aku, dengan duit taska lagik (untuk 2 anak, mind you), susu Iso.mil Imran yang tersangat mahal tu lagik, dispo diaper lagik (sekarang tengah slowly nak berhijrah ke CD), owhhh sangat tinggi belanja bulananku!
Gaji bersih tidak lah sampai macam yang di atas ok. So sekarang korang boleh agak le berapa gaji aku (relevan?)
Can A Family Man With Salary RM3,000 Survive In Malaysia .....!
Can a family man with Salary RM3,000 survive in Malaysia
Let's do some simple calculations here.
In Malaysia , the average family income is RM3,000 /month (where father works, mother doesn't).
I understand there are many families whose monthly income does not reach RM3,000, but, to make things simple, let's take RM3,000 as the figure. Ok lah, right?
Okay, let's start rolling with a family which has Papa, Mama, 1 daughter and 1 son. Ngam-ngam ....
Calculation starts...
Electricity and water bill: RM100
(No air-con, No home theatre, No water heater ... ok?)
Phone bill ( Telekom): RM100
Meals for a happy family: RM775
(3 meals on RM25/day, RM25 for 4 persons...?)
Papa makan / teh-tarik during working hrs: RM155
(RM5/day, RM5 .. can eat what?)
Car repayment: RM400
(A proton saga aeroback, 7 yrs repayment)
Petrol (living in city, traffic-jam): RM300
(go to work, bring son to school, only can afford one car running)
Insurance: RM650
(kids, wife and myself)
House repayment: RM750
(low cost housing repayment for 30 yrs, retired still have to work to pay!)
Tuition: RM80
(got that cheap meh? i don't think so)
Older children pocket money @ school: RM20
(RM1/day, eat bread?)
School fees: RM30
(enough ah?)
School books and etc: RM100
(always got extra to pay in school)
Younger children milk powder: RM50
(cannot have the DHA, BHA, PHA one, expensive)
Miscellaneous:
RM100
(shampoo, rice, sauce, toilet paper)
Oh wait!!! I have to stop here, so...
No Astro,
no movie @ cinema,
no DVD,
no CD,
no online,
cannot KFC,
cannot McDonald,
cannot go Park walk during weekend (petrol expensive),
no chit chat on phone with grandparents, and etc...
Let's use a calculator to total up... WALAO EH! Shit! RM3,610 already... EPF belum potong, income tax lagi........oledi RM3,610 ....
How to survive lah tuan-tuan dan puan-puan sekalian ???
Ada lagi sambungannya tapi tak sesuwei nak dipastekan kat sini.
Hm, kalau aku, dengan duit taska lagik (untuk 2 anak, mind you), susu Iso.mil Imran yang tersangat mahal tu lagik, dispo diaper lagik (sekarang tengah slowly nak berhijrah ke CD), owhhh sangat tinggi belanja bulananku!
Gaji bersih tidak lah sampai macam yang di atas ok. So sekarang korang boleh agak le berapa gaji aku (relevan?)
1 comment:
gaji bnyak mana pn mmg x kan cukup...bila kemahuan melebihi kehendak. hidup mengikut kemampuan rasanya lebih aman.
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